Offer many different payment options and payment methods: per invoice, in advance, various credit cards or PostCard for the Swiss market.
The more options you offer, the less customers will cancel at checkout.
Credit card integration
Another must for a professional online shop is the payment method "Credit card."
We integrate a third-party module that supports various credit card payments in multiple currencies. The integration is carried out directly on the customer shop website. This way, the user is not redirected to the web page of the payment provider. Keep customers on your site and control the entire checkout process. We develop a customized payment process for you, optimized for your customers.
Important: No credit card details are stored on the website but transmitted over an encrypted connection directly to the payment provider. The provider checks the card data and receives a commission for the transaction. This is usually between 2.5% and 3.5% depending on the credit card. Because you don't store any credit card details of customers, you don't have to be PCI compliant in this respect.
Payment on account
Would you allow your customers to order the goods on account? Offer this opportunity to boost your sales even more. According to the study "success factor payment" (2. Edition / 2013) this method of payment is most commonly used. However, it contains the risks of non-payment. Depending on the amount of sales and credit of your customers this payment method is even cheaper for you than credit card payments, because there are no credit card transaction costs.
PayPal is a popular service to receive credit card payments. The customer must have a PayPal account to make payments with PayPal. If he has such an account, the payment can be processed very quickly. The customer must enter only his e-mail address and a password, then confirm the PayPal website payment and the payment process is complete. This is very handy for people who want to shop online often and not having to enter their credit card information all the time. The credit card data is not stored by the provider, but PayPal.
Payment method in advance
This is the safest method for you as an online shop operator because you deliver the goods only after receipt of payment. The delay of delivery is often perceived as a disadvantage because depending on the bank and country 2-5 days processing time is needed for the bank transfer. If you offer only the payment "In advance" and no other methods, then according to the study "success factor payment" (2. Edition / 2013) 79% of shop visitors not complete the purchase. In this respect you support customer confidence, if you offer several payment methods.
The experts from cloudtec are specialized in the creation of customized software solutions and individual connections to other payment systems.
HTTPS (SSL encryption) and security
Clients must trust the web shop. Therefore, we recommend that you install an SSL certificate for the shop-domain.
Do you have very high security requirements for your web shop solution and want to operate them in a Swiss cloud? Then please contact us. Find more information here: Own cloud.